Construction Insurance Claims

When an insured event hits a project, the claim usually turns on two questions. How much delay did it cause, and what did it really cost? We bring delay and quantum analysis from live projects to claims under construction all risks, delay in start up and related policies, for insurers and loss adjusters testing a claim and for contractors and project owners presenting one.

  • Reviewing the claim and the project records behind it
  • Delay analysis that links the insured event to the programme
  • Testing the costs claimed, head by head
  • Clear reports for insurers, loss adjusters and policyholders
Claims

Delay and Quantum, Tested Properly

A claim stands or falls on its evidence. We work from the project records, including programmes, progress reports, site diaries, contracts and cost reports, to separate the effect of the insured event from everything else happening on site, and to put a defensible figure on the loss.

Common Questions

Insurers, loss adjusters and brokers who need an independent view of a claim, and contractors, subcontractors and project owners preparing one. Before we accept any instruction we check for conflicts with our other clients and projects.

We establish what the programme was, what actually happened and why. We then isolate the delay caused by the insured event from delay that was already there or that came from other causes. You get a clear account of how long the event held up the works and which key dates it affected.

We check each head of claim against the records and the contract to establish whether the cost was actually incurred, whether the insured event caused it, and whether it is reasonable. Costs that would have been spent anyway, improvements and the contractor’s own risks are identified and set aside. Questions of policy cover remain for the insurer and its lawyers. We focus on the facts and the figures.

Offshore wind, power generation, infrastructure and building projects, in the UK and abroad. Years on live projects mean we know how programmes and site records really work, and where a claim is likely to be weak.

A clear, reasoned report you can rely on in negotiations, with the evidence behind every conclusion. If the matter moves on to adjudication or arbitration, we can continue to support it.

Free 30 Minute Check

Send us one live problem, whether it is a payment notice, a claim, a delay or a dispute, and we will tell you where you stand and what to do next. No charge and no obligation.

Book a free 30 minute call